Reward Cards
Pre-Paid Cards
Business Cards
Search Cards
Charge Cards
Secured Cards
Poor Credit
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Manage Card Use
Pre-Paid Cards: Avoiding Credit Card Debt
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Why Use Pre-Paid Cards
View Pre-Paid Model
Pre-Paid Card Model
User gets a
prepaid card
for themself or other (approval guaranteed). User adds spending money to the card.
User or other uses card
to buy food, supplies, gas, services, etc., at
any merchant that accepts MC/VISA cards.
User can monitor the
pre-paid account electronically for budgeting purposes by placing spending limits on the card.
User or other can reload the card with additional spending funds as needed.
Using pre-paid cards protect user from mismanaging credit card debt that leads to poor credit scoring on the user's credit report.
Managing pre-paid cards can help build a credit history for favorable credit approval on other credit-based needs.
